General Savings Account

A general savings account with flexible terms

accountHolderNamestring

Name of the account holder

accountNamestring

Name of the account

accountNumberstring

Account number

bicstring

Bank Identifier Code

canDepositboolean

Indicates if the account accepts incoming deposits (true = deposits allowed, false = deposits not permitted)

canWithdrawboolean

Indicates if the account allows outgoing withdrawals (true = withdrawals allowed, false = withdrawals not permitted)

companystring

Company where the financial product has been collected from. Examples: `se-folksam`, `se-lansforsakringar`, `se-avanza`, `se-movestic`, `se-spp`, `se-nordea`, `se-amf`, `se-seb`, `se-alecta`, `se-nordnet`, `se-handelsbanken`, `se-futur`, `se-swedbank`, `se-skandia`, `se-ica-bank`, `se-danske-bank`.

companyDisplayNamestring

Display name of the company for user-friendly presentation.

currentValueMonetaryAmount

Current value of the account

depositDeposit

Regular deposit information

depositGuaranteeboolean

Whether the account has deposit guarantee protection

hasExclusiveOwnershipboolean

Whether the account holder has exclusive ownership

ibanstring

International Bank Account Number

idstring

Unique identifier for the general savings account.

interestGeneralSavingsInterest

Interest information for the account

personalInformationobject

Details of the person collecting the data, e.g., personal number.

transactionsLast12MonthsArray<Transaction>

Transaction history for the last 12 months

typestring

Type of the financial product.

Possible Enum values are KF, ISK, CUSTODY_ACCOUNT, UNKNOWN_INVESTMENT_TYPE, IPS_PENSION, PRIVATE_PENSION, OCCUPATIONAL_PENSION, COLLECTIVE_OCCUPATIONAL_PENSION, UNKNOWN_PENSION_TYPE, MORTGAGE_LOAN, UNSECURED_LOAN, GENERAL_SAVINGS_ACCOUNT, or GENERAL_SAVINGS_ACCOUNT_FIXED_PERIOD.

withdrawalConditionsWithdrawalConditions

Withdrawal conditions and restrictions

{
  "accountHolderName": "John Doe",
  "accountName": "My Savings Account",
  "accountNumber": "1234567890",
  "bic": "NDEASESS",
  "canDeposit": true,
  "canWithdraw": true,
  "company": "se-lansforsakringar",
  "companyDisplayName": "Länsförsäkringar",
  "currentValue": {
    "amount": 25000,
    "currency": "SEK"
  },
  "deposit": {
    "amount": {
      "amount": 1000,
      "currency": "SEK"
    },
    "frequency": "MONTHLY"
  },
  "depositGuarantee": true,
  "hasExclusiveOwnership": true,
  "iban": "SE3550000000054910000003",
  "id": "6a7c135e-3a56-44ae-bc53-1d0d5321f552",
  "interest": {
    "accruedInterest": {
      "amount": 125.5,
      "currency": "SEK"
    },
    "effectiveRate": 0.025,
    "payoutFrequency": "MONTHLY",
    "rate": 0.02,
    "rateConditionRanges": [
      {
        "maxAmount": {
          "amount": 50000,
          "currency": "SEK"
        },
        "minAmount": {
          "amount": 0,
          "currency": "SEK"
        },
        "rate": 0.02
      },
      {
        "maxAmount": null,
        "minAmount": {
          "amount": 50000.01,
          "currency": "SEK"
        },
        "rate": 0.025
      }
    ]
  },
  "personalInformation": {
    "PERSONAL_NUMBER": "19010106-1234"
  },
  "transactionsLast12Months": [
    {
      "amount": {
        "amount": 1000,
        "currency": "SEK"
      },
      "description": "Monthly deposit",
      "settlementDate": "2024-01-01",
      "type": "DEPOSIT"
    }
  ],
  "type": "GENERAL_SAVINGS_ACCOUNT",
  "withdrawalConditions": {
    "allowedWithdrawals": 3,
    "allowedWithdrawalsPeriod": "P1M",
    "amountLimit": {
      "amount": 10000,
      "currency": "SEK"
    },
    "fee": {
      "amount": 50,
      "currency": "SEK"
    },
    "waitingPeriod": "P3D"
  }
}