Mortgage

Mortgage ("Bolån")

companystring

Company where the financial product has been collected from. Examples: se-folksam, se-lansforsakringar, se-avanza, se-movestic, se-spp, se-nordea, se-amf, se-seb, se-alecta, se-nordnet, se-handelsbanken, se-futur, se-swedbank, se-skandia, se-ica-bank, se-danske-bank.

companyDisplayNamestring

Display name of the company for user-friendly presentation.

financedObjectstring

The security of the loan

firstDrawDownDatestring

The date the loan was paid out

idstring

Insurely-generated unique identifier for this collection of the financial product. Randomly generated and not stable across collections — a new id is issued each time the product is collected, even for the same underlying account. Use this only as a handle within a single collection (e.g., to correlate holdings and transactions). Do not use it to recognize the same product over time; use the stable institution-assigned identifier on this product (e.g., productNumber, accountNumber, or loanId) for that.

interestInterest

interestBindingPeriodstring

The period during which the interest is fixed

Possible Enum values are THREE_MONTHS, ONE_YEAR, TWO_YEARS, THREE_YEARS, FOUR_YEARS, FIVE_YEARS, SEVEN_YEARS, EIGHT_YEARS, TEN_YEARS or UNKNOWN.

loanDetailsLoanDetails

loanIdstring

The id of the loan from the source

nextPaymentNextPayment

ownersArray<LoanOwner>

repaymentScheduleRepaymentSchedule

statusstring

Possible Enum values are IN_PROGRESS, PAID_UP, CANCELLED or UNKNOWN.

typestring

Type of the financial product.

Possible Enum values are KF, ISK, CUSTODY_ACCOUNT, UNKNOWN_INVESTMENT_TYPE, IPS_PENSION, PRIVATE_PENSION, OCCUPATIONAL_PENSION, COLLECTIVE_OCCUPATIONAL_PENSION, UNKNOWN_PENSION_TYPE, MORTGAGE_LOAN, UNSECURED_LOAN, GENERAL_SAVINGS_ACCOUNT or GENERAL_SAVINGS_ACCOUNT_FIXED_PERIOD.

Example

{
  "company": "se-company",
  "companyDisplayName": "Company",
  "financedObject": "BRF EKORRHOLKEN 32",
  "firstDrawDownDate": "2020-02-29",
  "id": "6a7c135e-3a56-44ae-bc53-1d0d5321f552",
  "interest": {
    "baseRate": 0.0512,
    "discount": 0.012,
    "discountEndDate": "2025-03-31",
    "effectiveRate": 0.0398,
    "periodStartDate": "2024-07-01",
    "rate": 0.0392,
    "rateAdjustmentDate": "2024-10-01"
  },
  "interestBindingPeriod": "TWO_YEARS",
  "loanDetails": {
    "balance": {
      "amount": 2000000,
      "currency": "SEK"
    },
    "granted": {
      "amount": 3000000,
      "currency": "SEK"
    },
    "paid": {
      "amount": 1000000,
      "currency": "SEK"
    }
  },
  "loanId": "000047433123",
  "nextPayment": {
    "date": "2024-09-28",
    "instalment": {
      "amount": 5000,
      "currency": "SEK"
    },
    "interest": {
      "amount": 7784,
      "currency": "SEK"
    },
    "total": {
      "amount": 12784,
      "currency": "SEK"
    }
  },
  "owners": [
    {
      "name": "Karl Ekorrströmberg",
      "sharePercentage": 1
    }
  ],
  "repaymentSchedule": {
    "finalDebt": 0,
    "finalPaymentDate": "2070-09-28",
    "numberOfInstalments": 50,
    "repaymentDayOfMonth": 30
  },
  "status": "IN_PROGRESS",
  "type": "MORTGAGE_LOAN"
}

{  "company": "se-company",  "companyDisplayName": "Company",  "financedObject": "BRF EKORRHOLKEN 32",  "firstDrawDownDate": "2020-02-29",  "id": "6a7c135e-3a56-44ae-bc53-1d0d5321f552",  "interest": {    "baseRate": 0.0512,    "discount": 0.012,    "discountEndDate": "2025-03-31",    "effectiveRate": 0.0398,    "periodStartDate": "2024-07-01",    "rate": 0.0392,    "rateAdjustmentDate": "2024-10-01"  },  "interestBindingPeriod": "TWO_YEARS",  "loanDetails": {    "balance": {      "amount": 2000000,      "currency": "SEK"    },    "granted": {      "amount": 3000000,      "currency": "SEK"    },    "paid": {      "amount": 1000000,      "currency": "SEK"    }  },  "loanId": "000047433123",  "nextPayment": {    "date": "2024-09-28",    "instalment": {      "amount": 5000,      "currency": "SEK"    },    "interest": {      "amount": 7784,      "currency": "SEK"    },    "total": {      "amount": 12784,      "currency": "SEK"    }  },  "owners": [    {      "name": "Karl Ekorrströmberg",      "sharePercentage": 1    }  ],  "repaymentSchedule": {    "finalDebt": 0,    "finalPaymentDate": "2070-09-28",    "numberOfInstalments": 50,    "repaymentDayOfMonth": 30  },  "status": "IN_PROGRESS",  "type": "MORTGAGE_LOAN"}