Mortgage

Mortgage ("Bolån")

companystring

Company where the financial product has been collected from. Examples: se-folksam, se-lansforsakringar, se-avanza, se-movestic, se-spp, se-nordea, se-amf, se-seb, se-alecta, se-nordnet, se-handelsbanken, se-futur, se-swedbank, se-skandia, se-ica-bank, se-danske-bank.

companyDisplayNamestring

Display name of the company for user-friendly presentation.

financedObjectstring

The security of the loan

firstDrawDownDatestring

The date the loan was paid out

idstring

Unique identifier for the mortgage

interestInterest

interestBindingPeriodstring

The period during which the interest is fixed

Possible Enum values are THREE_MONTHS, ONE_YEAR, TWO_YEARS, THREE_YEARS, FOUR_YEARS, FIVE_YEARS, EIGHT_YEARS, TEN_YEARS or UNKNOWN.

loanDetailsLoanDetails

loanIdstring

The id of the loan from the source

nextPaymentNextPayment

ownersArray<LoanOwner>

repaymentScheduleRepaymentSchedule

statusstring

Possible Enum values are IN_PROGRESS, PAID_UP, CANCELLED or UNKNOWN.

typestring

Type of the financial product.

Possible Enum values are KF, ISK, CUSTODY_ACCOUNT, UNKNOWN_INVESTMENT_TYPE, IPS_PENSION, PRIVATE_PENSION, OCCUPATIONAL_PENSION, COLLECTIVE_OCCUPATIONAL_PENSION, UNKNOWN_PENSION_TYPE, MORTGAGE_LOAN, UNSECURED_LOAN, GENERAL_SAVINGS_ACCOUNT or GENERAL_SAVINGS_ACCOUNT_FIXED_PERIOD.

Example

{
  "company": "se-company",
  "companyDisplayName": "Company",
  "financedObject": "BRF EKORRHOLKEN 32",
  "firstDrawDownDate": "2020-02-29",
  "id": "6a7c135e-3a56-44ae-bc53-1d0d5321f552",
  "interest": {
    "baseRate": 0.0512,
    "discount": 0.012,
    "discountEndDate": "2025-03-31",
    "effectiveRate": 0.0398,
    "periodStartDate": "2024-07-01",
    "rate": 0.0392,
    "rateAdjustmentDate": "2024-10-01"
  },
  "interestBindingPeriod": "TWO_YEARS",
  "loanDetails": {
    "balance": {
      "amount": 2000000,
      "currency": "SEK"
    },
    "granted": {
      "amount": 3000000,
      "currency": "SEK"
    },
    "paid": {
      "amount": 1000000,
      "currency": "SEK"
    }
  },
  "loanId": "000047433123",
  "nextPayment": {
    "date": "2024-09-28",
    "instalment": {
      "amount": 5000,
      "currency": "SEK"
    },
    "interest": {
      "amount": 7784,
      "currency": "SEK"
    },
    "total": {
      "amount": 12784,
      "currency": "SEK"
    }
  },
  "owners": [
    {
      "name": "Karl Ekorrströmberg",
      "sharePercentage": 1
    }
  ],
  "repaymentSchedule": {
    "finalDebt": 0,
    "finalPaymentDate": "2070-09-28",
    "numberOfInstalments": 50,
    "repaymentDayOfMonth": 30
  },
  "status": "IN_PROGRESS",
  "type": "MORTGAGE_LOAN"
}

{  "company": "se-company",  "companyDisplayName": "Company",  "financedObject": "BRF EKORRHOLKEN 32",  "firstDrawDownDate": "2020-02-29",  "id": "6a7c135e-3a56-44ae-bc53-1d0d5321f552",  "interest": {    "baseRate": 0.0512,    "discount": 0.012,    "discountEndDate": "2025-03-31",    "effectiveRate": 0.0398,    "periodStartDate": "2024-07-01",    "rate": 0.0392,    "rateAdjustmentDate": "2024-10-01"  },  "interestBindingPeriod": "TWO_YEARS",  "loanDetails": {    "balance": {      "amount": 2000000,      "currency": "SEK"    },    "granted": {      "amount": 3000000,      "currency": "SEK"    },    "paid": {      "amount": 1000000,      "currency": "SEK"    }  },  "loanId": "000047433123",  "nextPayment": {    "date": "2024-09-28",    "instalment": {      "amount": 5000,      "currency": "SEK"    },    "interest": {      "amount": 7784,      "currency": "SEK"    },    "total": {      "amount": 12784,      "currency": "SEK"    }  },  "owners": [    {      "name": "Karl Ekorrströmberg",      "sharePercentage": 1    }  ],  "repaymentSchedule": {    "finalDebt": 0,    "finalPaymentDate": "2070-09-28",    "numberOfInstalments": 50,    "repaymentDayOfMonth": 30  },  "status": "IN_PROGRESS",  "type": "MORTGAGE_LOAN"}